Reasons for Being Broke

Have just discovered that every overdraft coverage transfer from my savings account to my checking account has cost me $10. And apparently that happened 13 times since the beginning of the school year. I never noticed, because I never check the 'savings' account, just 'checking'. $130. OMG. That is a reasonable amount of money that I didn't need to have wasted. I could have bought like 13 cocktails at the 9-0.